Overview of Financial Partners

Bank of America

Bank of America supports manufacturers with flexible credit solutions—from working capital lines and SBA/USDA loans to equipment financing, real estate lending, and asset-based facilities—plus treasury and payables optimization that improves cash conversion cycles. Their sector teams understand supply-chain volatility and can structure covenants, hedging, and card/AP programs to conserve cash while you scale.
Website: https://www.bankofamerica.com/

CBIZ

CBIZ helps you get “funding-ready” by producing lender-grade financials, QoE reviews, and forward-looking forecasts lenders and investors trust. Their valuation, tax, and risk/insurance teams streamline diligence, reduce perceived risk, and often uncover tax strategies that increase after-financing cash flow—strengthening your position at the table.
Website: https://www.cbiz.com/

Chase

Chase provides a full suite of credit for manufacturers—revolvers, term loans, SBA programs, equipment/vehicle financing, and commercial real estate—paired with robust treasury tools that speed collections and stabilize liquidity. Their scale can secure competitive pricing and specialized solutions for export, foreign exchange, and supply chain finance.
Website: https://www.chase.com/

Clark Nuber

Clark Nuber (CPAs & Advisors) prepares audit-ready statements, cost accounting, and forecasts that reduce friction in lender and investor diligence. They advise on credit-facility covenant design, multi-entity tax planning, R&D credits, and grant compliance—often improving EBITDA presentation and debt capacity before you approach the market.
Website: https://clarknuber.com/

Columbia Bank

Columbia Bank offers asset-based lines, equipment loans, CRE, and SBA options tailored to manufacturers, along with treasury/lockbox solutions to expedite receivables. Relationship bankers can tailor covenants to contract-driven or seasonal revenue profiles.
Website: https://www.columbiabank.com/

HomeStreet Bank

HomeStreet Bank offers relationship banking with local credit decisioning—ideal for owner-operated and middle-market manufacturers. They finance equipment, owner-occupied real estate, and working capital (including SBA 7(a)/504), and can tailor amortization and collateral structures to seasonal or contract-driven cash flows.
Website: https://www.homestreet.com/

IBA, Inc.

IBA (business brokerage/M&A) guides owners through the sale, recapitalization, or partner buy-in, pre-qualifying buyers, coordinating financing (including SBA-backed acquisition loans), and managing diligence through to closing. They help position your company’s story and cash flows so lenders and buyers see a clear path to repayment and growth.
Website: https://ibainc.com/

Impact WA

Impact Washington (Washington’s MEP Center) helps manufacturers unlock non-dilutive funding—connecting you to grants, vouchers, and cost-share programs for productivity, cyber, and workforce projects. They also develop ROI-backed improvement plans that enhance lender confidence and can be incorporated into SBA loan packages.
Website: https://www.impactwashington.org/

JD Merit (Merit Investment Bank)

Merit Investment Bank (formerly JD Merit) raises growth capital and executes mergers and acquisitions (M&A) for lower-middle-market manufacturers. They run competitive processes for debt and equity, structure mezzanine or unitranche solutions, and prep materials (CIMs, models) that accelerate investor/lender buy-in and better terms.
Website: https://meritinvestmentbank.com/

Shannon & Associates

Shannon & Associates (CPAs) prepares lender-grade reviews/compilations, KPI dashboards, job-costing improvements, and rolling cash forecasts—tightening working-capital management ahead of a raise. They also optimize the tax structure and owner compensation to present a normalized EBITDA, which boosts borrowing capacity.
Website: https://www.shannon-cpas.com/

Transition 360

Transition 360 (business brokerage) helps owners plan and finance successions—valuations, buyer vetting, and coordination of SBA/acquisition financing. Their process packages financials and operational narratives, allowing lenders to see durable cash flow and collateral coverage, which smooths underwriting and closing.
Website: https://www.transition360.com/

Kocer Consulting + Engineering

Manufacturers periodically require an upgrade to their operations, systems, and training.   Kocer’s expert team helps them successfully accomplish this, from concept to completion, and can provide funding to cover the cost.  Kocer is adept at planning, designing, and guiding these transitions, whether it’s a new system, S&OP, streamlining operations, improving quality and compliance, facilities and layout changes, interim management needs, training, automation and AI technologies, or supply chain management.  Kocer has helped over 500 companies and has many testimonials and references. Kocer is a direct provider for several federal, state, and local grants that can fund the necessary training, services, and support.
Website: https://kocerconsulting.com/  Video: https://youtu.be/h33gt6qI8jU 

TrussFaber

TrussFaber (law) structures financing the right way—entity setup, security agreements, lien perfection, and negotiation of loan and equity terms. They align governance, cap tables, and covenants with your growth plan, reducing legal risk and closing friction for lenders and investors.
Website: https://www.trussfaber.com/

Perkins Coie

Perkins Coie supports complex capital events, including credit facilities, private placements, venture/mezzanine rounds, and strategic investments. They negotiate terms, handle securities compliance, and coordinate diligence across IP, cyber, and contracts, enabling institutional lenders and investors to green-light deals more efficiently.
Website: https://www.perkinscoie.com/

Heritage Bank

Heritage Bank offers relationship-based lending—working-capital lines, equipment/vehicle loans, SBA 7(a)/504, and CRE. Their local underwriting and treasury services (ACH, remote deposit, merchant) can unlock liquidity and provide structures that fit high-mix/low-volume operations.
Website: https://www.heritagebanknw.com/home/home

Carney Badley Spellman, PS

Carney Badley Spellman advises on loan documents, intercreditor agreements, and equity terms, protecting owners while keeping deals bankable. They mitigate legal risks uncovered in diligence (contracts, employment, real estate), which can materially improve pricing and close probability.
Website: https://www.carneybadleyspellman.com/

Ralph Flick, Attorney at Law

The Law Offices of Ralph W. Flick, P.S. supports closely held manufacturers with pragmatic deal counsel, including entity and shareholder agreements, buy-sell structures, and lender negotiations. The focus is on clean documentation and transparent risk allocation so funding closes on time with no surprises.
Website: https://www.rwfesq.com/

WSBDC (Washington Small Business Development Center)

The WSBDC offers no-cost capital readiness services, including business plans, projections, and introductions to lenders. Advisors help package SBA-ready applications, refine assumptions, and troubleshoot underwriting issues—often the difference between a decline and a funded working-capital or expansion loan.
Website: https://wsbdc.org/